Many homeowners and businesses are under the impression that their insurance will cover damage from an earthquake. Unfortunately, this isn't the case. Many insurance policies specifically exclude damage from earthquakes and floods. This leaves individuals or businesses paying out of pocket for damage caused by an earthquake. Even a small tremor can cause a cracked foundation, structural damage or destruction of property.
You may be able to add Earthquake Coverage to your property insurance policy. This coverage may have a high deductible, but repairs, like fixing a cracked foundation, can be incredibly expensive.
Vehicles may be covered for earthquake damage if you have comprehensive coverage.
We encourage you to check with your insurance agent!