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Cincinnati's Home Health Care Program

Posted by TWG Insurance on May 20, 2019

You work diligently to build trust with your clients, provide quality medical care and to hire nurses, therapists and aides who represent your organization. Now let your local independent agent and Cincinnati create an insurance program that matches the excellence upon which you have built your organization.

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Topics: Business Insurance


Cincinnati's Dentist Program

Posted by TWG Insurance on May 13, 2019

Calling all Dentists! Don't worry about your professional protection when you're with Cincinnati. There are many advantages! 

The Cincinnati Insurance Company covers you on an occurrence basis versus claims-made coverage. Consider these benefits of an occurrence from for your professional liability coverage:

• Claims Reporting

• Cost Savings

• Flexibility

• Possibility of Higher Limits

• Continuity of Coverage Terms and Conditions

 

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Topics: Business Insurance


How to Spot Roof Damage After A Strong Wind Storm

Posted by TWG Insurance on April 22, 2019

Strong winds can create stress points on a roof that, over time, can weaken and become compromised. When the shingles lift, the sealant between each layer can be broken, leading to leaks.

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Topics: Homeowners Insurance


Personal Insurance Does Not Cover Business Driving

Posted by TWG Insurance on April 8, 2019

If you use your personal vehicle for work, you take on more risk – risk that your insurance company didn't agree to cover when it wrote your policy. As a result, many insurance companies can deny a claim if the accident occurred while using the vehicle for business. Some insurers might even drop you as a customer. 

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Topics: Car Insurance, Business Insurance


Reasons to choose an independent agent

Posted by TWG Insurance on March 25, 2019

You’re not buying bread or milk. You’re buying a promise of protection that could potentially make or break your financial well-being. Here are seven reasons why we believe the independent agency experience benefits you:

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Topics: Our Team


The Maze of Medicare

Posted by TWG Insurance on March 11, 2019

A Medicare Supplement or Advantage Insurance policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, co-insurance, and deductibles.

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Topics: Medicare


Cincinnati Insurance: Keep Your Fire Protection System From Freezing

Posted by TWG Insurance on February 11, 2019

Check out these tips from Cincinnati Insurance...

Fire protection equipment is especially vulnerable when arctic temperatures affect a building. If pipes freeze, a business or school could be forced to close temporarily if life safety cannot be assured. Failure or disruption of these important fire protection systems can also be expensive to repair.

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Topics: Homeowners Insurance


Tips From Erie: Keep Cold Air Out Of Your House

Posted by TWG Insurance on January 28, 2019

Check out these helpful tips from Erie Insurance!

There’s nothing like returning to a warm home when it’s freezing outside. Unfortunately, cold air has many sneaky ways to follow you inside. Good news: There are some quick (and inexpensive!) ways to seal drafts and keep your home toasty all winter long. Here’s a quick list.

Read More!

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Topics: Homeowners Insurance


Winchester-Frederick County 11th on Forbes list

Posted by TWG Insurance on January 7, 2019

 

Out of 200 localities on the Forbes 2018 list of Best Small Places for Business and Careers in the United States, the Winchester-Frederick County area ranks 11th, up two spots from 13th in 2017.

The No. 1 ranking went to Sioux Falls, S.D., for the second year in a row.

 

Patrick Barker, executive director for the Frederick County Economic Development Authority, said the improved ranking is confirmation of the region’s economic success over the past five to 10 years. 

“It’s pretty phenomenal,” Barker said.

Some factors he thinks contributed to the ranking include feedback that the area has a good supply of labor and that the labor force is reliable.

Find out more...

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Topics: Employee Benefits, Car Insurance, Cyber Security, Business Insurance, Homeowners Insurance


Cincinnati Insurance suggests safeguarding your wine collection

Posted by TWG Insurance on December 17, 2018

This holiday season, there will be 'many a party' to attend. You may even be throwing one yourself.Check out this suggestion from Cincinnati Insurance:

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Topics: Homeowners Insurance