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Personal Insurance Does Not Cover Business Driving

Posted by TWG Insurance on April 8, 2019

If you use your personal vehicle for work, you take on more risk – risk that your insurance company didn't agree to cover when it wrote your policy. As a result, many insurance companies can deny a claim if the accident occurred while using the vehicle for business. Some insurers might even drop you as a customer. 

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Topics: Car Insurance, Business Insurance

Winchester-Frederick County 11th on Forbes list

Posted by TWG Insurance on January 7, 2019


Out of 200 localities on the Forbes 2018 list of Best Small Places for Business and Careers in the United States, the Winchester-Frederick County area ranks 11th, up two spots from 13th in 2017.

The No. 1 ranking went to Sioux Falls, S.D., for the second year in a row.


Patrick Barker, executive director for the Frederick County Economic Development Authority, said the improved ranking is confirmation of the region’s economic success over the past five to 10 years. 

“It’s pretty phenomenal,” Barker said.

Some factors he thinks contributed to the ranking include feedback that the area has a good supply of labor and that the labor force is reliable.

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Topics: Employee Benefits, Car Insurance, Cyber Security, Business Insurance, Homeowners Insurance

Erie Tip: WHat to know about Classic Car Insurance

Posted by TWG Insurance on December 3, 2018

Check out this tip from Erie Insurance: 

If you’re a car enthusiast, you know the feeling – and you often go to great lengths to restore and protect your classic car. That’s why it’s important to have the right classic car insurance that goes the distance, too.

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Topics: Car Insurance

Erie Tip: When Can My Child Ride In The Front Seat?

Posted by TWG Insurance on November 19, 2018

Check out this helpful blog by Erie Insurance:

Laws and vehicle safety standards for children in the U.S. have changed a lot over the years. It wasn’t until the 1970s that child safety seats were required to have belts and harnesses. It took another 10 years for federal car seat crash tests to become standard.

So how do you know when your child can – or should – ride in the front seat? Finding an answer to this question is more difficult than you’d think.

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Topics: Car Insurance

TWG Insurance Represents Many Top Carriers

Posted by TWG Insurance on August 27, 2018

Want to save money to put towards other things? Consider reviewing your current insurance costs, whether it be personal or business related. TWG Insurance shops & compares many of the TOP carriers so that you get the the best deal at the best price.
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Topics: Car Insurance, Life Insurance, Business Insurance, Homeowners Insurance

Tip From Erie: Protect Your Pets From Hot Cars

Posted by TWG Insurance on August 20, 2018
As much as we think of our pets as family members, remember dogs  and cats can’t perspire to regulate their body temperature like people do. They can only deal with the heat by pant ing and  through the pads of their feet. So it’s harder for pets to handle warm temperatures than for us. 

Check out this blog by Erie Insurance. Read More
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Topics: Car Insurance, Distracted Driving

Tips From Erie: You Love It, We Insure It

Posted by TWG Insurance on July 9, 2018

Maybe it’s the motorcycle that’s been sitting silent all winter. Or the RV in storage, or a shiny new boat. Whatever it is, now is the time to take out your favorite “toy.”

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Topics: Car Insurance

How To Handle Windshield Repair

Posted by TWG Insurance on June 25, 2018

Ever been carefully driving along when—Whack!—a rock hits your windshield? Your eyes scan for damage as you wonder whether you need a windshield repair or a complete windshield replacement.

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Topics: Car Insurance, File a Claim, Distracted Driving

Can You Guess OUr Biggest Driving Distraction?

Posted by TWG Insurance on May 28, 2018

Of the more than 172,000 people killed in car crashes over the past five years, one in 10 were in crashes where at least one of the drivers involved was distracted. These statistics come from data analyzed by Erie Insurance housed in the Fatality Analysis Reporting System, a nationwide census of fatal motor vehicle traffic crashes maintained by the National Highway Traffic Safety Administration. Erie Insurance consulted with the Insurance Institute for Highway Safety in its analysis.

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Topics: Car Insurance, Distracted Driving

Self Driving Cars and Insurance

Posted by TWG Insurance on May 21, 2018
With each passing year, cars become more automated. Cars that had back up cameras and parallel parking assist now have lane departure warnings and automatic braking features that give more safety control to your vehicle. These progressive features are helping pave the way to fully automated, connected cars with the goal of removing the driver from the equation altogether. Which leaves the question, what does this mean for insurance?
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Topics: Car Insurance